Pathway to Homeownership

by Ernest Enriquez

Are You Ready?

Buying your first home is an exciting journey. You dream of your future, imagining how your home will feel and look. You choose your furniture and plan the purpose of each room—perhaps this one will be the creative space you’ve always wanted, and that one will be a nursery.

However, these exciting times can also bring anxieties. You might be concerned about affording the upfront costs of a new home, such as the down payment, closing costs, and more. At Your Local Home Group, we believe everyone deserves a clear path to achieving their dream of homeownership. That's why we created the Pathway to Homeownership initiative to help alleviate some of your financial worries.

What is the Pathway to Homeownership?

At Your Local Home Group, our ultimate goal is to help you achieve homeownership. We understand that everyone is at a different point in their journey. For some, readiness might be hindered by factors like credit issues. That’s why we created the Pathway to Homeownership initiative. This program connects you with credit repair specialists who will guide you in improving your credit score and financial health, ensuring you’re well-prepared for this significant milestone. We're committed to supporting you every step of the way, making your dream of owning a home a reality.

How it Works:

Initial Consultation: Speak with a mortgage lender to verify if credit factors need attention.
Credit Assessment: If necessary, identify the need for a credit repair specialist.
Credit Repair: We provide several excellent references for credit repair specialists who will offer expert advice on resolving issues hindering your ability to buy a home.
Credit Improvement: Work with the credit repair specialist to improve your credit score to the required level for financing.
Pre-Approval Process: Once your credit score is sufficient, our professional lender will begin the process of obtaining a pre-approval.
Home Shopping: With the pre-approval in hand, start the home shopping process with confidence and buying power.